Moving in general is an extensive process, from the home search to the paperwork to the packing and unpacking. A disability may add to the difficulty of moving; however, this doesn’t have to be the case if you take control of the moving process and ease the stress.
Searching for a Property
Make a list of your needs and wants in a home. Your needs should include everything you require to make your home disability-accessible and suitable for your family.
Your wants should include anything you feel would make your home complete but isn’t a necessity.
Keep in mind that you should look at the potential of a home, not just the house as it sits. Consider whether you could make a few modifications to get the home where it needs to be. For instance, could you make the entryways wider? Maybe you could add a ramp beside or instead of the steps leading to the home.
Work with Sandra J Ward Realty throughout the home buying process to make sure that you end up with your perfect home.
First-Time Home Buyer Tips
If this is your first home, take advantage of the first-time home-buying programs available to you. Before you begin, you should also look into any disability assistance programs to help with modifying your home.
As you’re starting the home-purchasing process, know your credit score. Sites like Credit Karma and Credit Sesame allow you to view scores from multiple credit reporting agencies. These sites also provide you with tips to help you improve your score. Additionally, you can view any debts you have and dispute any misreported information.
Develop a realistic price range. You could easily find yourself in love with a home and offering more than you can afford. As a general rule, spend no more than 28% of your gross monthly income on a house.
During the prequalification process, you’ll need certain paperwork for the lender to consider your loan. For instance, you may need pay stubs, two years of tax returns, or bank account statements. Make sure you have all this handy to speed up the process.
Getting Ready for the Move
Once you’re actively placing offers on homes, start preparing for the move. Get everything organized and begin the process of decluttering the house. Handle the process in increments, and don’t hesitate to ask for help. Moving isn’t easy in general, let alone when you have a disability.
Additionally, decide if you need a moving company. If you decide to hire movers, perform an internet search and look for reviews from previous customers.
Consider how much a moving company will cost. Keep in mind that the expense includes how far you’re moving, how heavy your belongings are, and even the day of the week you plan to move. Ideally, try to move on a weekday when the rates are cheaper because there’s less demand for movers on these days. Your rate is also less expensive when you can share a truck with another household, so you may want to consider only using a moving company for bulky items.
Moving Made Easy
When you break down the moving process into steps, the process isn’t as stressful, whether you have a disability or not. Start by reaching out to Sandra for your real estate needs. 850-432-5678